MissAmericanPie : Because poor people don't qualify for credit cards? My sister isn't poor but doesn't own a CC, doesn't believe in them. My son in Montana doesn't even have a Bank account, he lives " off the grid".
@luannski : Wow how does he buy anything? Cash and lives in a camper?
I see your point but it seems like it's pretty easy to get a credit card, maybe not the good ones tho….these institutions love giving them out to just about anyone. Not all card transactions are credit, some are purely a debit card.